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———- Forwarded message ———-
From: guy perea <guyperea@rocketmail.com>
Date: Mon, Jan 10, 2011 at 5:58 PM
Subject: Fw: FDIC Subscriptions Weekly Digest Bulletin
To: guyperea@gmail.com

Guy Ralph Perea Sr President of The United States
 Confidentality Notice: This E-mail transmission may contain confidential or legally privileged information that is intended only for the individual or entity named in the E-mail address. If you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution, or reliance upon the contents of this E-mail is strictly prohibited. If you have received this E-mail transmission in error, please reply to the sender, so arrangements can be made for proper delivery, and then delete the message from your system. Please consider the enviroment before printing this email. Notice of Removal of office of Defendant Article IV General Provisions Section 2 (Supreme Law of The Land) The Constitution of The United States "Any Thing in The Constitution or Laws of any State to the Contrary Notwithstanding" Contrary to Law (of an act or omission) illegal; In Notwithstanding "Despite; in spite of the government is current Executive Branch violating Notice of Removal The Notice of Removal on The Obama Administration, In personam including Goods (including Tea, i.e. Leslie in like). Within 30 days after the defendant Barak Obama is served with process in The Suit (case 641210). 28 USCS section 1446; Murphy Bros. Inc. V. Michetti Pipe Stringing Inc., 119 S Ct 1322 (1999). In responce to Housekeeper statment of Court process of Subject Matter California Inn in Notice of Removal. New office created out of removal Federal Districts Modesto City Schools District and Turlock Irrigation District Director Division 3, United States Department of Education, Director Ross Carkeet United States Department of Education, Federal Bureau of Investigation Youth Authorty Guy Perea, Jr., Federal Bureau of Investigation Youth Authorty Director Shopie Perea, United States District Court Western Washington Director Clean Water United States Navy.

— On Sun, 1/9/11, FDIC Subscriptions <subscriptions@fdic.gov> wrote:

From: FDIC Subscriptions <subscriptions@fdic.gov>
Subject: FDIC Subscriptions Weekly Digest Bulletin
To: guyperea@rocketmail.com
Date: Sunday, January 9, 2011, 11:44 AM

You have requested to receive a Weekly Digest e-mail from FDIC Subscriptions.
Message: 1
From: FDIC Subscriptions <subscriptions@fdic.gov>
Date: Mon, 3 Jan 2011 11:08:44 -0600 (CST)
Subject: SA-1-2011: Counterfeit Cashier's Checks – Delta Trust and Delta Bank & Trust, Little Rock, Arkansas

Special Alert

SA-1-2011
January 3, 2011
TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Cashier's Checks
Summary: Counterfeit cashier's checks bearing the name Delta Trust and Delta Bank & Trust, Little Rock, Arkansas, are reportedly in circulation.

Delta Trust & Bank, Parkdale, Arkansas, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.
The counterfeit items display the routing number 082901868, which is assigned to Delta Trust & Bank; however, it is not used in the issuance of cashier's checks. The items are markedly dissimilar to authentic cashier's checks. A security feature statement is embedded within a darkened top border. The reverse side has a watermark. The words "CASHIER'S CHECK" are in the top-center area. The bank's name and address appear in the top-left corner. The phrase "VOID AFTER 90 DAYS" appears above the signature line in the lower-right corner. The word "REMITTER" and an indemnity statement are in the lower-left corner.
Authentic cashier's checks display the routing number 082904166, which is assigned to Delta Trust & Bank. The bank's logo, name and branch locations are shown in the top-center area. The words "CASHIER'S CHECK" are above the signature line. The word "REMITTER" appears below a line in the top-left corner.
Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.
Any information you have concerning this matter should be brought to the attention of:

Lissa S. Smith
Compliance Officer
Delta Trust & Bank
1853 Highway 165 South
Parkdale, Arkansas 71661
Telephone: (870) 473-2217
Fax: (870) 473-2492
E-mail: lsmith@delta-trust.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-3054, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.
For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2011/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.
Sandra L. Thompson
Director
Division of Supervision and Consumer Protection
Attachment (not available electronically)
NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).
Distribution: FDIC-Supervised Banks (Commercial and Savings)
The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe.
Message: 2
From: FDIC Subscriptions <subscriptions@fdic.gov>
Date: Mon, 3 Jan 2011 11:10:22 -0600 (CST)
Subject: SA-2-2011: Counterfeit Cashier's Checks – South Georgia Banking Company

Special Alert

SA-2-2011
January 3, 2011
TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Cashier's Checks
Summary: Counterfeit cashier's checks bearing the name South Georgia Banking Company are reportedly in circulation.

South Georgia Banking Company, Omega, Georgia, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.
The counterfeit items display the routing number 061211870, which is assigned to South Georgia Banking Company. The items are similar to authentic official checks; however, the counterfeit items are green. Authentic cashier's checks are blue.
Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.
Any information you have concerning this matter should be brought to the attention of:

Diana Owen
Bookkeeper
South Georgia Banking Company
725 West 2nd Street
Tifton, Georgia 31794
Telephone: (229) 382-4211, Extension 1112
Fax: (229) 382-2828
E-mail: dowen@sgbconline.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-3054, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.
For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2011/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.
Sandra L. Thompson
Director
Division of Supervision and Consumer Protection
Attachment (not available electronically)
NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).
Distribution: FDIC-Supervised Banks (Commercial and Savings)
The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe.
Message: 3
From: FDIC Subscriptions <subscriptions@fdic.gov>
Date: Mon, 3 Jan 2011 11:11:52 -0600 (CST)
Subject: SA-3-2011: Counterfeit Cashier's Checks – Central Jersey Bank, N.A.

Special Alert

SA-3-2011
January 3, 2011
TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Cashier's Checks
Summary: Counterfeit cashier's checks bearing the name Central Jersey Bank, N.A., are reportedly in circulation.

Central Jersey Bank, National Association, Oakhurst, New Jersey, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.
The counterfeit items display the routing number 021213180, which is assigned to Central Jersey Bank, National Association. The items are very similar to authentic checks; however, they are light blue, while authentic checks are printed on a purple background.
Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.
Any information you have concerning this matter should be brought to the attention of:

Nancy L. Malinconico, CRCM, CFSSP
Senior Vice President and Retail Operations
Central Jersey Bank, National Association
1903 Highway 35
Oakhurst, New Jersey 07755
Telephone: (732) 663-4000, Extension 4045
Fax: (732) 663-4006
E-mail: nmalinconico@cjbna.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-3054, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.
For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2011/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.
Sandra L. Thompson
Director
Division of Supervision and Consumer Protection
Attachment (not available electronically)
NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).
Distribution: FDIC-Supervised Banks (Commercial and Savings)
The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe.
Message: 4
From: FDIC Subscriptions <subscriptions@fdic.gov>
Date: Mon, 3 Jan 2011 11:14:16 -0600 (CST)
Subject: SA-4-2011: Entities Not Authorized by the Cayman Islands Monetary Authority

Special Alert

SA-4-2011
January 3, 2011
TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Entities Not Authorized by the Cayman Islands Monetary Authority
Summary: The Cayman Islands Monetary Authority has revised its list of entities that provide a Cayman Islands mailing address, but are neither registered nor licensed to conduct business activities regulated by the Cayman Islands Monetary Authority.

On November 18, 2010, the Cayman Islands Monetary Authority (CIMA) published the attached list of financial entities that have Cayman Island addresses, but are neither registered nor licensed to undertake activities regulated by the CIMA. The notice also states that none of the entities are registered with the Cayman Islands Companies Registry.
These entities, or persons representing them, may be operating in the Cayman Islands, offering banking or other financial services to individuals, businesses or financial institutions located in the United States. They may be violating provisions of the Banks and Trust Companies Law or other regulations issued by the Cayman Islands government. These entities may also be conducting or facilitating unauthorized financial transactions in the United States. Any proposed transactions involving these entities should be viewed with extreme caution.
Any information about these entities may be forwarded to the FDIC's Cyber Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-3054, Washington, D.C. 20429 or transmitted electronically to alert@fdic.gov.
For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2011/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html. This Special Alert replaces SA-121-2010.
Sandra L. Thompson
Director
Division of Supervision and Consumer Protection
Distribution: FDIC-Supervised Banks (Commercial and Savings)
Note: Paper copies of FDIC Special Alerts may be obtained through the FDIC's Public Information Center, 877-275-3342 or 703-562-2200.
The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe.
Message: 5
From: FDIC Subscriptions <subscriptions@fdic.gov>
Date: Mon, 3 Jan 2011 11:15:59 -0600 (CST)
Subject: SA-5-2011: Counterfeit Cashier's Checks – Hedrick Savings Bank, Ottumwa, Iowa

Special Alert

SA-5-2011
January 3, 2011
TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Cashier's Checks
Summary: Counterfeit cashier's checks bearing the name Hedrick Savings Bank, Ottumwa, Iowa, are reportedly in circulation.

Hedrick Savings Bank, Ottumwa, Iowa, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.
The counterfeit items display the routing number 073921129, which is assigned to Hedrick Savings Bank. The items are very similar to authentic cashier's checks; however, authentic checks display ornate borders.
Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.
Any information you have concerning this matter should be brought to the attention of:

Michelle Bowers
Vice President and Compliance Officer
Hedrick Savings Bank
216 South Market Street
Ottumwa, Iowa 52501
Telephone: (641) 683-1300
Fax: (641) 683-1400
E-mail: Michelle@hedricksavingsbank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-3054, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.
For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2011/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.
Sandra L. Thompson
Director
Division of Supervision and Consumer Protection
Attachment (not available electronically)
NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).
Distribution: FDIC-Supervised Banks (Commercial and Savings)
The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe.
Message: 6
From: FDIC Subscriptions <subscriptions@fdic.gov>
Date: Mon, 3 Jan 2011 11:17:26 -0600 (CST)
Subject: SA-6-2011: Counterfeit Official Checks – The Community Bank, Brockton, Massachusetts

Special Alert

SA-6-2011
January 3, 2011
TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Official Checks
Summary: Counterfeit official checks bearing the name The Community Bank, Brockton, Massachusetts, are reportedly in circulation.

The Community Bank, Brockton, Massachusetts, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit official checks bearing the institution's name are in circulation.
The counterfeit items display the routing number 211371476, which is assigned to The Community Bank. The items display a security feature statement embedded within a darkened top border. The items display the word "NO." above the word "DATE" in the top-right corner.
Authentic official checks display the routing number 011007092, which is assigned to The Bank of New York Mellon, Everett, Massachusetts. The Community Bank issues its checks through a MoneyGram Payment Systems, Inc. account, payable at The Bank of New York Mellon. Authentic official checks display ornate top and side borders and have a security feature statement just below the top border. The words "OFFICIAL CHECK" appear inside of a rectangle in the top-center area. An "ISSUED BY" statement appears in the lower-left corner.
Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.
Any information you have concerning this matter should be brought to the attention of:

Richard Telesmanick
Vice President
The Community Bank
1265 Belmont Street
Brockton, Massachusetts 02301
Telephone: (505) 587-3210, Extension 3327
E-mail: Telesmanick@communitybank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-3054, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp .
For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2011/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.
Sandra L. Thompson
Director
Division of Supervision and Consumer Protection
Attachment (not available electronically)
NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).
Distribution: FDIC-Supervised Banks (Commercial and Savings)
The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe.
Message: 7
From: FDIC Subscriptions <subscriptions@fdic.gov>
Date: Mon, 3 Jan 2011 11:18:54 -0600 (CST)
Subject: SA-7-2011: Counterfeit Official Checks – Stock Yards Bank & Trust, Louisville, Kentucky

Special Alert

SA-7-2011
January 3, 2011
TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Official Checks
Summary: Counterfeit official checks bearing the name Stock Yards Bank & Trust, Louisville, Kentucky, are reportedly in circulation.

Stock Yards Bank & Trust Company, Louisville, Kentucky, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit official checks bearing the institution's name are in circulation.
The counterfeit items display the routing number 083000564, which is assigned to Stock Yards Bank & Trust Company. The items have a multicolored, patterned background and a security feature statement just below the top border. The words "OFFICIAL CHECK" appear inside a box in the top center. A heat sensor icon appears in the top-right corner.
Authentic checks have ornate borders and display security feature statements embedded within the top and bottom borders. A heat sensor icon appears next to the signature lines in the lower-right corner.
Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.
Any information you have concerning this matter should be brought to the attention of:

Wendy Heskamp
Deposit Fraud Specialist
Stock Yards Bank and Trust Company
P.O. Box 33124
Louisville, Kentucky 40232
Telephone: (502) 625-2502
Fax: (502) 625-9037
E-mail: Wendy.Heskamp@syb.com

Alternate Contact:

Nancy Flowers
Vice President and Fraud Department Manager
Stock Yards Bank and Trust
P.O. Box 33124
Louisville, Kentucky 40232
Telephone: (502) 625-0880
Fax: (502) 625-9037
E-mail: Nancy.Flowers@syb.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-3054, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.
For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2011/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.
Sandra L. Thompson
Director
Division of Supervision and Consumer Protection
Attachment (not available electronically)
NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).
Distribution: FDIC-Supervised Banks (Commercial and Savings)
The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe.
Message: 8
From: FDIC Subscriptions <subscriptions@fdic.gov>
Date: Mon, 3 Jan 2011 11:21:12 -0600 (CST)
Subject: SA-8-2011: Counterfeit Cashier's Checks – Metropolitan Bank and Trust Co., Chicago, Illinois

Special Alert

SA-8-2011
January 3, 2011
TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Cashier's Checks
Summary: Counterfeit cashier's checks bearing the name Metropolitan Bank and Trust Co., Chicago, Illinois, are reportedly in circulation.

Metropolitan Bank and Trust Company, Chicago, Illinois, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.
The counterfeit items display the routing number 071002707, which is assigned to Metropolitan Bank and Trust Company. The items display the bank's logo, name, city, state and ZIP code in the lower-left corner. The words "CASHIER'S CHECK" are inside of a box in the top center. The word "REMITTER" appears near the top-left corner. A restrictive feature statement is displayed below the right side of the written dollar amount line.
Authentic cashier's checks display the bank's logo, name, city, state and ZIP code, and the word "REMITTER" followed by a line in the top-left corner. The words "CASHIER'S CHECK" appear in the lower-left corner. The words "AUTHORIZED SIGNATURE" appear below the signature line in the lower-right corner.
Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.
Any information you have concerning this matter should be brought to the attention of:

Martha Gonzalez
Fraud Prevention Coordinator
2201 West Cermak Road
Chicago, Illinois 60608
Telephone: (773) 890-3541
Fax: (773) 890-3548
E-mail: magonzalez@metropolitanbank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-3054, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.
For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2011/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.
Sandra L. Thompson
Director
Division of Supervision and Consumer Protection
Attachment (not available electronically)
NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).
Distribution: FDIC-Supervised Banks (Commercial and Savings)
The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe.
Message: 9
From: FDIC Subscriptions <subscriptions@fdic.gov>
Date: Mon, 3 Jan 2011 11:22:31 -0600 (CST)
Subject: SA-9-2011: Counterfeit Cashier's Checks – Frontier Bank, Madison, Nebraska

Special Alert

SA-9-2011
January 3, 2011
TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Cashier's Checks
Summary: Counterfeit cashier's checks bearing the name Frontier Bank, Madison, Nebraska, are reportedly in circulation.

Frontier Bank, Davenport, Nebraska, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.
The counterfeit items display the routing number 104913381, which is assigned to Frontier Bank. The items display a security feature statement embedded within a darkened top border and along the bottom border between two padlock icons. The bank's name and address appear in the top-left corner and the words "CASHIER'S CHECK" are in the top-center area. The word "REMITTER" appears in the lower-left corner, and the phrase "AUTHORIZED SIGNATURE" appears below the signature line in the lower-right corner.
Frontier Bank does not issue cashier's checks; however, it does issue bank money orders. Authentic bank money orders have an ornate top border and display the bank's name and location in the lower-left corner. The words "BANK MONEY ORDER" are in the top-center area, and the word "REMITTER" appears in the top-left corner.
Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.
Any information you have concerning this matter should be brought to the attention of:

Janet Albracht
Vice President and Cashier
Frontier Bank
P.O. Box 610
Madison, Nebraska 68748-0610
Telephone: (402) 454-3381
Fax: (402) 454-2349
E-mail: jalbracht@frontbank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-3054, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.
For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2011/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.
Sandra L. Thompson
Director
Division of Supervision and Consumer Protection
Attachment (not available electronically)
NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).
Distribution: FDIC-Supervised Banks (Commercial and Savings)
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Message: 10
From: FDIC Subscriptions <subscriptions@fdic.gov>
Date: Tue, 4 Jan 2011 15:05:00 -0600 (CST)
Subject: FIL-1-2011: Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act) – Update: Registration of Residential Mortgage Loan Originators

Financial Institution Letter

Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act)
Update: Registration of Residential Mortgage Loan Originators 		FIL-1-2011
January 4, 2011
Summary: The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Office of Thrift Supervision, the Farm Credit Administration, and the National Credit Union Administration (Agencies) expect the system for federal registration of residential mortgage loan originators (MLOs) to begin operation on or around January 31, 2011. The Agencies' rules implementing the S.A.F.E. Act require MLOs to register with the Nationwide Mortgage Licensing System and Registry (Registry) within 180 days of the date the Registry begins accepting federal registrations. The Agencies will confirm the opening date for federal registration closer to the actual date and will publish notice of that date in the Federal Register.

Distribution:
FDIC-Insured Institutions (Commercial and Savings)
Complete Financial Institution Letter: http://www.fdic.gov/news/news/financial/2011/fil11001.html

The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe.

Message: 11
From: FDIC Subscriptions <subscriptions@fdic.gov>
Date: Tue, 4 Jan 2011 15:32:51 -0600 (CST)
Subject: FDIC Subscriptions Regional Economic Conditions (RECON) Update
The Regional Economic Conditions, RECON, is now available on line with the third quarter 2010 update.
RECON is a compilation of key economic data in graphic format for the United States as a whole and for each state, county and certain metropolitan statistical areas. The table below displays the RECON data offerings by geographical levels (national, state, MSA or county). Available geographies are denoted by an "X". The "Data As Of" column indicates the latest date available for each RECON offering.

Geographic Availability                                   

RECON OFFERINGS
Quarterly updates unless otherwise indicated

U.S.

State

MSA

County

Data As Of

Bankruptcy Filings, Personal

X

X

 

X

2010Q3

Commodity Prices (Monthly)

X

 

 

 

November 2010 

Earnings per Employee by Industry (Average annual as of year end)

 

X

 

 

2008

Employment by Industry

 

X

X

 

2010Q3

Employment Composition (Annual as of year end)

 

X

X

 

2009

Employment Growth

X

X

X

X

2010Q3

Foreclosures Started

X

X

 

 

2010Q3

Housing Permits

X

X

X

X

2010Q3

Income Growth

X

X

 

 

2010Q3

Labor Force + Population

X

X

X

X

2010Q3

Median Family Income (Estimated Annualized)

X

X

 

X

2010Q3

Mortgage Delinquencies

X

X

 

 

2010Q3

Payroll Employment

X

X

X

 

2010Q3

Per Capita Personal Income (Annual as of year end)

X

X

X

X

2008

Personal Income Growth

X

X

 

 

2010Q3

Residential Real Estate

X

X

X

X

2010Q3

State Profile “At A Glance” Tables

 

X

 

 

2010Q3

Unemployment Rate

X

X

X

X

2010Q3

Vacancy Rates, Non Residential

X

 

X

 

2010Q3

Please remember to periodically check Regional Economic Conditions, RECON for fourth quarter 2010 updates. Updates will be made throughout the first quarter of 2011 as 2010Q4 data becomes available to the RECON system.
Message: 12
From: FDIC Subscriptions <subscriptions@fdic.gov>
Date: Wed, 5 Jan 2011 10:02:34 -0600 (CST)
Subject: FDIC Issues List of Banks Examined for CRA Compliance

Press Release

FDIC Issues List of Banks Examined for CRA Compliance

FOR IMMEDIATE RELEASE
January 5, 2011
Media Contact:
Greg Hernandez (202) 898-6984
Cell: (202) 340-4922
Email: ghernandez@fdic.gov

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in October 2010. The CRA is a 1977 law intended to encourage insured banks and thrifts to meet local credit needs, including those of low- and moderate-income neighborhoods, consistent with safe and sound operations. As part of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), Congress mandated the public disclosure of an evaluation and rating for each bank or thrift that undergoes a CRA examination on or after July 1, 1990.
A consolidated list of all state nonmember banks whose evaluations have been made publicly available since July 1, 1990, including the rating for each bank, can be obtained from the FDIC's Public Information Center, located at 3501 Fairfax Drive, Room E-1002, Arlington, VA 22226 (877-275-3342 or 703-562-2200), or via the Internet at www.fdic.gov.
A copy of an individual bank's CRA evaluation is available directly from the bank, which is required by law to make the material available upon request, or from the FDIC's Public Information Center.

# # #

Congress created the Federal Deposit Insurance Corporation in 1933 to restore public confidence in the nation's banking system. The FDIC insures deposits at the nation's 7,760 banks and savings associations and it promotes the safety and soundness of these institutions by identifying, monitoring and addressing risks to which they are exposed. The FDIC receives no federal tax dollars – insured financial institutions fund its operations.
FDIC press releases and other information are available on the Internet at www.fdic.gov, by subscription electronically (go to www.fdic.gov/about/subscriptions/index.html) and may also be obtained through the FDIC's Public Information Center (877-275-3342 or 703-562-2200). PR-1-2011
The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe.
Message: 13
From: FDIC Subscriptions <subscriptions@fdic.gov>
Date: Fri, 7 Jan 2011 17:03:04 -0600 (CST)
Subject: First Southern Bank, Boca Raton, Florida, Assumes All of the Deposits of First Commercial Bank of Florida, Orlando, Florida

Press Release

First Southern Bank, Boca Raton, Florida, Assumes All of the Deposits of First Commercial Bank of Florida, Orlando, Florida

FOR IMMEDIATE RELEASE
January 7, 2011
Media Contact:
David Barr
Office Phone: (202) 898-6992
Cell Phone: (703) 622-4790
Email: dbarr@fdic.gov

First Commercial Bank of Florida, Orlando, Florida, was closed today by the Florida Office of Financial Regulation, which appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. To protect the depositors, the FDIC entered into a purchase and assumption agreement with First Southern Bank, Boca Raton, Florida, to assume all of the deposits of First Commercial Bank of Florida.
The nine branches of First Commercial Bank of Florida will reopen on Monday as branches of First Southern Bank. Depositors of First Commercial Bank of Florida will automatically become depositors of First Southern Bank. Deposits will continue to be insured by the FDIC, so there is no need for customers to change their banking relationship in order to retain their deposit insurance coverage up to applicable limits. Customers of First Commercial Bank of Florida should continue to use their existing branch until they receive notice from First Southern Bank that it has completed systems changes to allow other First Southern Bank branches to process their accounts as well.
This evening and over the weekend, depositors of First Commercial Bank of Florida can access their money by writing checks or using ATM or debit cards. Checks drawn on the bank will continue to be processed. Loan customers should continue to make their payments as usual.
As of September 30, 2010, First Commercial Bank of Florida had approximately $598.5 million in total assets and $529.6 million in total deposits. First Southern Bank did not pay the FDIC a premium for the deposits of First Commercial Bank of Florida. In addition to assuming all of the deposits of the failed bank, First Southern Bank agreed to purchase essentially all of the assets.
The FDIC and First Southern Bank entered into a loss-share transaction on $484.3 million of First Commercial Bank of Florida's assets. First Southern Bank will share in the losses on the asset pools covered under the loss-share agreement. The loss-share transaction is projected to maximize returns on the assets covered by keeping them in the private sector. The transaction also is expected to minimize disruptions for loan customers. For more information on loss share, please visit: http://www.fdic.gov/bank/individual/failed/lossshare/index.html.
Customers who have questions about today's transaction can call the FDIC toll-free at 1-800-423-6395. The phone number will be operational this evening until 9:00 p.m., Eastern Standard Time (EST); on Saturday from 9:00 a.m. to 6:00 p.m., EST; on Sunday from noon to 6:00 p.m., EST; and thereafter from 8:00 a.m. to 8:00 p.m., EST. Interested parties also can visit the FDIC's Web site at http://www.fdic.gov/bank/individual/failed/firstcommercial.html.
The FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will be $78.0 million. Compared to other alternatives, First Southern Bank's acquisition was the least costly resolution for the FDIC's DIF. First Commercial Bank of Florida is the first FDIC-insured institution to fail in the nation this year, and the first in Florida. The last FDIC-insured institution closed in the state was The Bank of Miami, Coral Gables, on December 17, 2010.

# # #

Congress created the Federal Deposit Insurance Corporation in 1933 to restore public confidence in the nation's banking system. The FDIC insures deposits at the nation's 7,760 banks and savings associations and it promotes the safety and soundness of these institutions by identifying, monitoring and addressing risks to which they are exposed. The FDIC receives no federal tax dollars – insured financial institutions fund its operations.
FDIC press releases and other information are available on the Internet at www.fdic.gov, by subscription electronically (go to www.fdic.gov/about/subscriptions/index.html) and may also be obtained through the FDIC's Public Information Center (877-275-3342 or 703-562-2200). PR-2-2011
The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe.
Message: 14
From: FDIC Subscriptions <subscriptions@fdic.gov>
Date: Fri, 7 Jan 2011 18:03:44 -0600 (CST)
Subject: Enterprise Bank & Trust, St. Louis, Missouri, Assumes All of the Deposits of Legacy Bank, Scottsdale, Arizona

Press Release

Enterprise Bank & Trust, St. Louis, Missouri, Assumes All of the Deposits of Legacy Bank, Scottsdale, Arizona

FOR IMMEDIATE RELEASE
January 7, 2011
Media Contact:
David Barr
Office Phone: (202) 898-6992
Cell Phone: (703) 622-4790
Email: dbarr@fdic.gov

Legacy Bank, Scottsdale, Arizona, was closed today by the Arizona Department of Financial Institutions, which appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. To protect the depositors, the FDIC entered into a purchase and assumption agreement with Enterprise Bank & Trust, St. Louis, Missouri, to assume all of the deposits of Legacy Bank.
The two branches of Legacy Bank will reopen on Monday as branches of Enterprise Bank & Trust. Depositors of Legacy Bank will automatically become depositors of Enterprise Bank & Trust. Deposits will continue to be insured by the FDIC, so there is no need for customers to change their banking relationship in order to retain their deposit insurance coverage up to applicable limits. Customers of Legacy Bank should continue to use their existing branch until they receive notice from Enterprise Bank & Trust that it has completed systems changes to allow other Enterprise Bank & Trust branches to process their accounts as well.
This evening and over the weekend, depositors of Legacy Bank can access their money by writing checks or using ATM or debit cards. Checks drawn on the bank will continue to be processed. Loan customers should continue to make their payments as usual.
As of September 30, 2010, Legacy Bank had approximately $150.6 million in total assets and $125.9 million in total deposits. Enterprise Bank & Trust will pay the FDIC a premium of 1.0 percent to assume all of the deposits of Legacy Bank. In addition to assuming all of the deposits of the failed bank, Enterprise Bank & Trust agreed to purchase essentially all of the assets.
The FDIC and Enterprise Bank & Trust entered into a loss-share transaction on $119.8 million of Legacy Bank's assets. Enterprise Bank & Trust will share in the losses on the asset pools covered under the loss-share agreement. The loss-share transaction is projected to maximize returns on the assets covered by keeping them in the private sector. The transaction also is expected to minimize disruptions for loan customers. For more information on loss share, please visit: http://www.fdic.gov/bank/individual/failed/lossshare/index.html.
Customers who have questions about today's transaction can call the FDIC toll-free at 1-800-405-8357. The phone number will be operational this evening until 9:00 p.m., Mountain Standard Time (MST); on Saturday from 9:00 a.m. to 6:00 p.m., MST; on Sunday from noon to 6:00 p.m., MST; and thereafter from 8:00 a.m. to 8:00 p.m., MST. Interested parties also can visit the FDIC's Web site at http://www.fdic.gov/bank/individual/failed/legacybank.html.
The FDIC estimates that the cost to the Deposit Insurance Fund (DIF) will be $27.9 million. Compared to other alternatives, Enterprise Bank & Trust's acquisition was the least costly resolution for the FDIC's DIF. Legacy Bank is the second FDIC-insured institution to fail in the nation this year, and the first in Arizona. The last FDIC-insured institution closed in the state was Copper Star Bank, Scottsdale, on November 12, 2010.

# # #

Congress created the Federal Deposit Insurance Corporation in 1933 to restore public confidence in the nation's banking system. The FDIC insures deposits at the nation's 7,760 banks and savings associations and it promotes the safety and soundness of these institutions by identifying, monitoring and addressing risks to which they are exposed. The FDIC receives no federal tax dollars – insured financial institutions fund its operations.
FDIC press releases and other information are available on the Internet at www.fdic.gov, by subscription electronically (go to www.fdic.gov/about/subscriptions/index.html) and may also be obtained through the FDIC's Public Information Center (877-275-3342 or 703-562-2200). PR-3-2011
The FDIC does not send unsolicited e-mail. If this publication has reached you in error, or if you no longer wish to receive this service, please unsubscribe.
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